What are surplus or excess proceeds?
Excess proceeds are leftover funds from a foreclosure sale when the property sells for more than the debt owed (like the mortgage or back taxes). That extra money doesn’t go to the bank — it legally belongs to you, the former homeowner.
How do I know if I qualify?
If your home was sold at a foreclosure auction and the sale amount was higher than what you owed, there’s a good chance you’re entitled to the surplus.
We research and verify everything for you.
What does this cost me?
There are no upfront fees. We only receive a small percentage after your funds are successfully recovered and in your hands.
If we don’t recover anything, you owe nothing.
Is this legit? It sounds too good to be true.
We get it — it does sound surprising. But yes, surplus funds are 100% real and held by county courts all across the U.S. Our job is to navigate the legal maze to help you claim what’s rightfully yours.
How long does the recovery process take?
Most clients receive their funds within 4 to 12 weeks of signing the paperwork. Timing depends on your state and the court's processing speed. We handle everything and keep you updated along the way.
What if I’ve already moved or changed my name?
Not a problem. We specialize in locating former property owners, even if they’ve changed addresses or legal names. We’ll work with you to verify identity and claim your funds.
Why hasn’t the government or the bank told me about this?
In many states, the process to notify former homeowners is minimal or nonexistent. Important notices are often buried in legal documents. We fill that gap by identifying unclaimed money and helping you recover it.
Can I do this myself?
Yes, but the process is often complicated, time-sensitive, and requires knowledge of legal systems. We’ve recovered funds for hundreds of clients by handling all paperwork, court filings, and deadlines — so you don’t have to.
What if the money goes unclaimed?
If surplus funds go unclaimed for too long (typically 1 to 5 years, depending on the state), the government or county may permanently absorb the funds.
Don’t wait — time matters.
What documents do I need to provide?
Just a valid photo ID and basic identity verification. We’ll also need your signature on a simple agreement so we can act on your behalf during the legal process.
What happens if the claim is denied?
Then we don’t get paid — plain and simple.
There’s no cost, no obligation, and no risk to you.
How do I know this isn’t a scam?
Here’s what sets us apart:
✅ You’ll never pay anything upfront
✅ You’ll receive official court paperwork throughout the process
✅ We can provide real client testimonials and case references
✅ You’ll see verified county records showing the available funds
Is this service confidential?
Yes. Your information is safe with us. We never share or sell your data. Everything is handled with professionalism, care, and strict confidentiality.
